Discover Million-Dollar Retirement Income Decisions Hiding In Plain Sight
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Earls Financial is a fiduciary, fee-only Registered Investment Advisor based in Fort Worth. We serve pre-retirees and retirees in Texas, helping them save time, money and stress with tax-efficient retirement income and wealth management strategies.
The firm is led by CFP® Professional, Ben Earls, who has 8 years of experience working on hundreds of retirement income plans while helping clients enjoy the next chapter. We’re members of Fee-Only Network, XYPN, and NAPFA: organizations dedicated to advancing the fiduciary standard.
Our evidence-based process helps you answer questions like:
How much money do I need to retire?
When can I retire/make work optional?
How much income will I have (and from where)?
What if something happens to me (or my spouse)?
How do I account for inflation, taxes, and healthcare?
What risks should I be worried about?
Which investments are right for me?
Do I need a will or a trust?
What if I inherit money?
How can I legally lower my taxes?
Should I have a Roth conversion plan?
When should I take Social Security?
What are my healthcare options?
What about Medicare and IRMAA?
If you have questions like the ones above, book a free, no-hassle coffee meeting with a CFP® Fiduciary.
Why Our Clients Love Us
Fiduciary
Everyone talks the fiduciary talk these days. But it’s walking the walk that sets us apart. We have a core belief your life savings shouldn’t be managed by an advisor motivated by commissions. That’s why we’re members of Fee-Only Network, XYPN, and NAPFA. These organizations are exclusive to fee-only, fiduciary advisors.
Boutique
In a culture rapidly moving toward cold, impersonal interactions from faceless companies, we’re proud to work 1-on-1 to deliver customized advice tailored to your unique situation. However, “boutique” doesn’t mean we sacrifice quality. We utilize the strength and resources of Schwab — but our firm is independent and you know who will answer your call.
Holistic
So many advisors focus solely on investments. But that’s not all that matters. What about taxes? What about coordinating income streams like pensions, Social Security and retirement accounts? What about Medicare and IRMAA? Roth conversion plans? Our clients receive holistic, customized retirement income plans designed by a CFP® professional.
Start to make a mindset shift with the Retironomics framework. Get the playbook we use with our best clients as we help them enjoy and preserve their wealth.
Social Security benefits can turn out to be a MILLION-DOLLAR income stream for our average clients. Don’t throw away money by making these common mistakes!